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How Long Does it Take to File an 18 Wheeler Claim? If someone is injured in a crash with an 18 wheeler, the claim may be more difficult to settle than a typical car accident claim. This is due to the fact that truck accidents usually cause serious injuries. But, every truck crash is unique and there are many variables that affect how long it takes to reach a settlement. Here are some of the most crucial factors. Insurance claims Like every other vehicle on the road, 18 wheeler trucks must have the minimum amount of insurance. This is for a reason. Collisions with large trucks can cause more severe injuries and property damage than a typical car crash. In fact, these wrecks often result in death and severe injuries. This is why it is essential that victims of these accidents file a claim for the compensation they deserve. It can be difficult to find a policy that will meet all of your needs, even though 18 wheeler coverage is a necessity. Based on the type of cargo your trucks carry you may require additional kinds of insurance. For example, hazmat carriers might require upwards of $5 million in liability insurance. Towing insurance or trailer exchange insurance and cargo insurance are all possible options. 18 wheeler accident settlement citrus heights can also assist you in determining the type of insurance is required by your business. He or she will assist you in negotiating with insurance companies to ensure that your claim is settled. In some cases insurance companies may attempt to reduce their liability by asserting that they are at fault. This could severely diminish your claim. An attorney can help you to challenge these claims and obtain the most compensation you are entitled to. A skilled lawyer will ensure that you receive the amount needed to recover regardless of the manner in which you were injured in your accident. Settlements In most cases, the person who was injured of a truck crash will be offered a settlement prior to filing a lawsuit. The settlement offer is usually lower than what the victim is entitled to. It's made by the trucking company or their legal team. The offer should not be accepted without first consulting an attorney for personal injuries. The value of a settlement is contingent on a variety of factors such as the severity of injuries, property damage, and medical costs. The non-economic costs can also be considered, particularly if you were emotionally or physically traumatized by the accident. However these losses are more difficult to quantify and require a thorough analysis. The issue of establishing liability is another crucial factor that determines the final amount of compensation. If you can prove the responsible party broke traffic laws or was negligent, or caused the accident by other wrongful act, they will be accountable for your damages. There are also legal defenses that restrict their liability, such as comparative fault or contributory negligence. Owners of trucking companies could also be held liable for an accident. This could happen if the driver of the truck was operating it under poor conditions or if the company failed to keep the vehicle in good shape. The cargo loading and shipping firm could also be held accountable for the cargo if it was improperly loaded, or a part was not in good condition. Filing a lawsuit If the insurance company fails to settle the claim in a fair manner or offer a fair settlement, you may be left with no choice but to file a lawsuit. This could delay the time to a resolution however, it could also result in the award of more damages. A truck accident lawyer is your best option, whether you settle or go to court. The insurance companies in this situation are likely to attempt to undercut you which is why you need a lawyer who will protect your rights. A Lafayette truck accident lawyer will examine the accident, determine the value of your damages and ensure that you receive maximum damages for your injuries. In many 18 wheeler crashes, multiple parties are liable. For instance, if the truck driver was drunk or in violation of the hours of service regulations the employer could be held accountable. In addition, the maker of a vehicle component or repair shop could be held accountable in the event that a defective component caused the accident. In addition, cargo-loading companies could be held accountable for accidents involving their trucks. This is because the trucks must be loaded and transported in a safe way to prevent them from tipping over or being jackknifed. They are required to adhere to strict safety rules. The law also allows you to claim economic damages, for example, pain and suffering. Trial The majority of truck accidents are settled through negotiations with the insurance company, and a fair settlement should be based on all of your medical expenses as well as treatment costs and other losses you will suffer. An attorney can help you determine what your future damages could be, as well as whether punitive damages could be applicable. A qualified attorney can help you through this procedure. The extent of your injuries will determine how much compensation you are likely to receive. Some injuries might only affect you for a few days or even months, whereas others could have a lasting or lasting impact on your life. It may also take time to determine the cause of the accident, since it's not always obvious in 18 wheeler collisions. It is because multiple individuals can be held accountable for the accident, including the truck driver and the company that employs him. In certain instances, there could be mechanical problems with the vehicle which cause an accident. In this scenario it is possible to hold the repair shop or manufacturer liable for any damage. There are a myriad of factors that affect the amount of a settlement in an 18 wheeler accident, but in general, these cases tend to result in higher settlements than those involving cars. This is because of the nature of injuries and the damages caused by these accidents, which may be devastating.